Turn ₹1 Lakh into ₹6,200 Monthly with LIC FD 2025

LIC FD Scheme 2025 – Steady Income with Complete Safety

When it comes to money, most of us look for safety first. If you want an option that gives you regular income without any risk, the LIC Fixed Deposit Scheme 2025 is worth considering. Since it’s backed by the Life Insurance Corporation of India, there’s complete trust and assurance.

What is this scheme all about?

It’s simple. You invest a lump sum amount, and every month you get fixed interest credited to your bank account. For instance, if you put in ₹1 lakh, you can receive around ₹6,200 every month—and the best part is, your original amount stays untouched.

This is why many retirees, senior citizens, and people looking for a second income prefer this plan—it’s steady, safe, and worry-free.

How do the payouts work?

Every month, the interest is transferred straight to your bank account. So you don’t have to run around or keep track of anything. Your money keeps earning for you, and you keep receiving your monthly income on time.

Why is it safe?

Because it’s from LIC. For decades, LIC has been one of India’s most trusted institutions. Unlike stock markets or mutual funds, there are no ups and downs here. The returns are fixed, guaranteed, and completely secure.

Benefits you get with LIC FD 2025

Regular and assured monthly income

Flexible tenure options

Easy withdrawal if you need money early

Option to reinvest interest or take it monthly

Backed by LIC’s trust and safety


Why choose this over a normal bank FD?

Bank FDs usually offer lower interest. With LIC FD 2025, you get better returns along with the comfort of dealing with India’s largest insurance provider. If you’re planning for retirement or just want a safe extra income every month, this is a solid choice.

Final Word

The LIC FD Scheme 2025 makes sure your savings don’t just sit idle. With an investment of ₹1 lakh, you could be earning about ₹6,200 every month, without stress, without risk. For anyone who values peace of mind and regular income, this is definitely a smart option.

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